Resources
Resources & the Do’s and Don’ts of Bankruptcy
Before we can file your case, you will need to turn in several documents that are both required and will help us prepare your schedules. We have listed them below along with the resources you need to help us prepare your case.
Do provide
Required documents
Gather these five things first. When you are ready, bring them to the office or ask us about uploading them securely.
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01
Copy of Tax Returns
Provide the most recent two years. If you don’t have a copy, you can order a Tax Return Transcript from the Internal Revenue Service.
Order a transcript from the IRS -
02
All income in the last 6 months
Includes all paystubs, self-employment income, IRA distributions, child support, alimony, gifts of money, pension, unemployment, and rental income.
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03
Valid photo ID
A state-issued driver’s licence or ID, passport, legal resident or alien card.
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04
Proof of Social Security Number
Social security card, W2, or a document containing a pre-printed social security number.
Request a new Social Security card -
05
Pre-filing Credit Counseling Certificate
Have the certificate sent directly to our office with office code Knash1. The certificate is good for 6 months.
Start the credit counseling class
Resources & worksheets
Download and fill these in
Several of these are fillable PDFs — you can complete them on screen, save, and send them back. Others are reference sheets worth reading before your consultation.
- Complete list of requested documents PDF
- Household Budget Sheet Fillable PDF
- Household Inventory Sheet Fillable PDF
- Profit & Loss Sheet Fillable PDF
- Assets v. Liabilities Sheet Fillable PDF
- Domestic Support Obligation Disclosure Form Fillable PDF
- Chapter 7 Basics and Bankruptcy Terms PDF
- Common 341 Creditor Meeting Questions PDF
- Bankruptcy Information Sheet PDF
- Western District Attorneys PDF
Important
Not all debts are dischargeable
You should know that even if you file a bankruptcy and receive a discharge, some debts are not dischargeable and you will still be responsible to pay:
- Certain taxes
- Most student loans
- Domestic support obligations and property settlement obligations
- Most fines, penalties, forfeitures and criminal restitution obligations
- Debts arising from fraud or theft
- Fraud or defalcation while acting in a fiduciary capacity
- Intentional injuries
- Death or injury caused by operating a motor vehicle while intoxicated
Consult with our office to determine if your debt falls into one of these exceptions.
Bankruptcy don’ts
Things not to do before you file
There are bankruptcy don’ts you should be aware of before filing. For instance, it’s not a good idea to bank where you owe a debt. You should close that account before you file.
Review the full list and contact our office. We will explain your options.
Free Case Review
Reach out to the team.
Not sure which documents apply to your situation? Call and we will walk you through exactly what to gather before your first appointment.